Car accidents are no laughing matter, and they’re often a tragic event, no matter how small because of the increased stress levels, possible PTSD (post traumatic stress disorder), and other mental issues and phobias that can ensue from them.
When you have a car accident, you also need to contact the authorities and there are a lot of legal matters that have to be handled and taken care of, from insurance, to police reports, and more.
Sometimes you’re on the receiving in, and sometimes you’re the one at fault.
When you’re at fault, you need a car accident lawyer more than ever because you’re going to have a lot to defend, and it can become even harder, especially if you hurt someone (both psychologically for you and for the other person, as well as legally).
Is it Better to Work with Insurance Companies?
Many insurance companies will actually fight with each other, and even if the other person is clearly at fault in all aspects, you’re still going to need a lawyer if there is any way that the insurance company can find a loophole to get out of paying for damages.
Their job is insurance.
Their lives are insurance of not only yourself, but also their employers.
Keep this in mind. While you may want to go straight through the insurance yourself, many times your claims will be denied, and a car accident lawyer is just going to have to be brought in anyway if you want any type of justice to be done.
Do I Need Insurance?
While there are rare occasions where insurance is ignored (in the event of someone who is getting their insurance, has their insurance recently suspended but still active, etc.) for the person who is the victim of the crash, it is NEVER the case for those at fault.
You have to at least have liability insurance.
If you don’t have insurance, you can even face serious jail time, which makes it even more important that you hire a car accident lawyer, because if you’re in the San Diego area and are at fault with no insurance, you’ll need a good lawyer on your side to help reduce your sentence.
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What if I was Injured in the Crash?
Whether you’re at fault or not, if you’re injured, an attorney can still help you turn it around into a win-win situation, both for you, and the other person.
They will look at medical records, as well as damage assessments to your vehicles, and more, and help you get all the paperwork needed for the insurance company.
Once the lawyer handles your case, your best bet is to let them get to work and they will handle all claims from there.
After you’ve done this, even if you try to call the insurance company, they’ll tell you that your lawyer is handling it and they won’t even talk to you without either talking to your attorney present, or they’ll simply deny talking to you altogether (an insurance company is going to do everything they can to defend themselves).
Because of things like this, a San Diego auto accident lawyer is more necessary than ever.